Business Services

Online and Mobile Treasury Management

Add efficiency to your business without dedicating additional manpower. Easily handle employee payroll, complete ACH transactions, and more.

Details

Enjoy 24/7 control over company finances
Cut down on repetition; save time and reduce errors in accounting
Streamline recordkeeping
Have anytime control of comprehensive information at your fingertips:
- Direct deposit
- Payroll accessibility
- Complete ACH transactions
- Pay bills
- Make and record tax payments
- Collect payments electronically
- And much more!

Wire funds, hassle-free:
- Easy, same-day, safe movement of funds
- Move money locally, regionally, or nationally
- Schedule one-time transfers or create recurring templates for future use
For more information please contact the Treasury Management team at 815.538.2265 or tmsupport@firststatebank.biz

Automated Clearing House (ACH) Services

Through our ACH service you are able to send and collect payments to and from employees, customers, and vendors.

Details

Available to First State Bank business customers
Process your payroll, vendor payments, and collect payments electronically from customers on either a one-time or recurring basis
Schedule payments and collections up to 8 weeks in advance

Make and record tax payments
For more information please contact the Treasury Management team at 815.538.2265 or at tmsupport@firststatebank.biz

ACH Positive Pay

ACH Positive Pay gives your business peace of mind. You can monitor ACH activity to either accept or reject items before they post to your accounts.

Details

Reduced risk of potential fraud
Ability to pay or return ACH transactions identified as exceptions
Quick, efficient, and time-saving process
Greater security and control

ACH transaction block will prevent all ACH activity from posting to an account
Email and text alerts inform you of ACH activity affecting your account
Specify which ACH transaction entries should be allowed to post
For more information please contact the Treasury Management team at 815.538.2265 or at tmsupport@firststatebank.biz

Check Positive Pay

A service that identifies and prevents the payment of potentially fraudulent or unauthorized checks before losses occur.

Details

Reduced risk of check fraud
Greater security and control
Daily communication of any potential fraud
Ability to pay or reject a presented check

Email alerts inform you when presented checks do not match the submitted file
Automatically identifies check numbers and amounts that don't match your check issue file
For more information please contact the Treasury Management team at 815.538.2265 or at tmsupport@firststatebank.biz

Merchant Card Services

No need to turn away paying customers. Improve your incoming cash flow with the help of merchant card processing.

Details

Available to First State Bank business customers
Provide additional payment options for your customers
Accept major credit and debit cards for increased versatility
Boost your bottom line by making it easier for people to pay you

Reduce processing time and human error
Reduce billing expenses
Equipment is easy to use and set up
Streamline billing and record-keeping

Click Here to get started!

Remote Deposit Capture

Go from paper checks to money in your account. Simply scan received checks, then send them out for processing.

Details

Available to First State Bank business customers
Deposit checks 24/7 remotely, from your office
Use the bank-provided scanner to input any number of checks
Personalize installment service
Handle checks from multiple offices or locations
Realize funds quicker and accelerate cash flow

Free up resources; reduces labor costs
Save time on document preparation
Save on transportation costs
Reduce risk of check fraud; eliminates the circulation of paper checks
Fewer errors in accounting
Encrypted software for account protection
For more information please contact the Treasury Management team at 815.538.2265 or at tmsupport@firststatebank.biz

FSBPayNow

Forget endless trips between the post office and your bank. With a FSBPayNow, you can accept online payments right on your website, safely and securely.

Details

Available to FSB business customers
Receive customer payments online through a convenient portal on your website
Receive one-time or recurring payments from checking, savings, or credit cards
No need for a cumbersome website hosted shopping cart
Collect customer payments without sorting through the mail and depositing individual checks
Eliminate time and errors in processing

Safe and secure; eliminate payments from circulating through the mail
Robust reporting that allows you to study customer data, transaction history, and scheduled recurring payments
Export payment data into accounting solutions, such as QuickBooks®
Customers are able to view their online payment history
Very little technical setup necessary
For more information please contact the Treasury Management team at 815.538.2265 or at tmsupport@firststatebank.biz

Getting Started

Once you're ready to get started, First State Bank will provide you a unique URL address, which you simply pass on to your Webmaster, who will place a link on your home page. When clicked, this link takes your customers to a customized landing page, complete with your logo and brand colors. There they simply enter their information and make their payments.

Treasury Management Videos

Learn more about digital banking at First State Bank with our financial education center. Check out our videos and interactive demos to learn more about our digital products and services. For more information please contact us at tmsupport@firststatebank.biz.