Business Loans

Commercial Real Estate Loans

Whether it’s a new HQ, or just a bigger parking lot, our lenders are there to help you see it through.

Key Features

Competitive Rates

Local Processing

Quick Decisions

Details

Competitive rates for the purchase, refinance, or construction of commercial properties
Available for owner-occupied or investment properties
Repayment terms customized to fit your business's unique needs

Lending professionals with working knowledge of the local real estate market
Quick, local decision-making and processing
Detailed, attentive service from start to finish

Additional Coverage

Learn more about First State Commercial Insurance.

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Business Term Loans

We know that when you need funding, you need it now. That’s why we handle all decision-making and processing locally.

Key Features

Competitive Rates

Local Processing

Quick Decisions

Details

Competitive rates for a wide range of everyday business needs or upcoming goals:
- Working capital
- Equipment
- Machinery
- Inventory
- Facility improvements
- And more

Repayment terms customized to fit your business's unique needs
Quick, local decision-making and processing
Detailed, attentive service from start to finish

Additional Coverage

Learn more about First State Commercial Insurance.

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Agriculture Loans

A lot goes into running a farm... including money. Turn to our lenders when you need fast financing.

Key Features

Competitive Rates

Local Processing

Quick Decisions

Details

Competitive rates for a wide range of agribusiness-related needs:
- Working capital
- Equipment
- Livestock
- Inventory
- Vehicles
- Real estate
- And more

Repayment terms customized to fit your operation's unique needs
Lenders experienced in local agricultural standards
Quick, local decision-making and processing
Detailed, attentive service from start to finish

Additional Coverage

Learn more about First State Farm Insurance.

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Farm Machinery Loans

Is your aging machinery holding you back? Get up to speed with a much-needed farm machinery loan.

Key Features

Competitive Rates

Local Processing

Quick Decisions

Details

Competitive rates for new or used farm equipment
Repayment terms customized to fit your operation's unique needs
Lenders experienced in local agricultural standards
Meet needs without cutting into working capital or savings

Stay ahead of the competition and equipment obsolescence
Avoid lapsed periods in production
Quick, local decision-making and processing
Detailed, attentive service from start to finish

Additional Coverage

Learn more about First State Farm Insurance.

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Leasing Program

Leasing through us comes with real advantages. We know you, and we know your business. We have an established, trusted relationship, and we understand your objectives. We're ready to serve any leasing needs you have.

Key Features

Competitive Rates

Flexible Terms

Quick Decisions

Details

100% financing available - no down payment required
New or used equipment
Variable payment or seasonal customers
Fixed rate which will not change during the term of the lease
Most leases can be structured to meet tax objectives
We offer ag producers an accordion feature in each lease allowing them to increase or decrease their payment during the lease term depending on need for tax shelter

Leasing Options:
- Agriculture
- Commercial Vehicles
- Construction
- Manufacturing
- Medical and Laboratory
- Municipal and Schools
- Restaurant and Hospitality

Lease servicing is provided through our partnership with BB Community Leasing Services, Inc. - Madison, WI

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